One perk of American Express cards is what is known as “Amex Offers.” In a nutshell, American Express works with many stores and businesses, both online and in physical locations, to give special deals to its cardholders.

These deals can cover many places, such as shops, restaurants, and travel companies. They can come as cash back or extra Membership Reward points. Follow this ultimate guide to how Amex Offers work, and start claiming these sweet deals!

how amex offers work

How do I find my offers?

You can find these offers in your online account or mobile app. Online, you will scroll just below your recent transactions to see your list of offers. On the app, you will click “Offers” on the bottom menu.

where to find your amex offers
Offers are located at the bottom of your app

How do I add an offer?

To add your offer online, you will need to click “Add to Card.” On the app, you will click the little + to the right of the offer. Once you have added your offer, it will then move to the tab titled “Added to Card.” You must add the offer BEFORE you make the qualifying purchase.

how to use amex offers
Click the plus sign to add the offer to your card

Important to note

  • A lot of times, you will see the same offer available across multiple American Express cards. However, you can only use the offer on one of your cards. Once you add the offer to one of your cards, it won’t be available on your other cards. You can’t change your mind or move the offer to a different card later. So, pick the card that gives you the most points or benefits for that specific deal when you add it. For example, a hotel offer is best added to a card that pays 4x on travel rather than a card that pays 2x on travel.
  • Each offer has an expiration date, so paying attention to when you must use it is essential. Once an offer expires, you won’t be able to redeem it.

What happens next?

After you’ve selected and added the offer to one of your cards, make sure to use that specific card when you make the purchase. Once you have completed the qualifying purchase, you should receive an email congratulating you on redeeming your offer. Your extra points or cash back should post within a few days.

confirmation of using amex offer

Conclusion

Amex Offers are a quick and easy way to bank some extra cash or points for purchases you likely were already planning on making. This guide explains how Amex Offers work, and how you can use them to bank extra rewards. I have saved hundreds of dollars through Amex Offers; they are a valuable way for cardholders to get more out of their credit cards!